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Same-Day Business Funding
Apply in 5 minutes. Get a decision in hours; without running your credit.
Same-Day Funding Available
Online Approvals
No Hard Credit Pull
Sample Offer
Funding Amount$150,000
Decision Time2 Hours
Funds DepositedSame Day
Credit ImpactNone
Structure Your Own Deal
Set your amount, cost of capital, and term; then compare weekly, biweekly, and monthly payment structures.
Funding Amount$100,000
Factor Rate1.25
A factor rate represents the purchase price of future receivables.
Term Length14 months
Total Payback$125,000·Cost of Capital$25,000
Biweekly Payments
$4,167
every two weeks
- Payments30 biweekly
- Term14 months
- Total Payback$125,000
A middle ground; steady without being weekly.
Weekly Payments
$2,049
per week
- Payments61 weekly
- Term14 months
- Total Payback$125,000
Smaller, steady payments that track your weekly revenue.
Monthly Payments
$8,929
per month
- Payments14 monthly
- Term14 months
- Total Payback$125,000
Fewer, larger payments for predictable cash flow.
See If You Qualify
No impact to your credit score to get started
Estimates for illustration only. Rates shown from 1.15 to 1.35 over 8–24 month terms; actual terms, rates, and payment schedules are based on underwriting review of your business.
$0B+
Funded to Date
0+
Businesses Funded
0.9
TrustPilot Rating
0H
Average Time to Funding
Funding Options
Three Ways to Fund Your Business
Matched to you by an advisor, not an algorithm.
Merchant Cash Advance
A lump sum against future sales, with remittances that rise and fall with your revenue.
Best for: Seasonal & sales-driven businessesLines of Credit
Access your approved funding as needed to cover expenses, manage cash flow, and keep your business moving.
Best for: Businesses with ongoing capital needsConsolidation / Refinance
Combine existing advances into one manageable payment and free up daily cash flow.
Best for: Businesses with existing advancesNot sure which fits? Your advisor will walk you through it.
Schedule a CallGetting Started
Qualifying Is Simpler Than You Think
No collateral. No business plan. No hard credit pull.
What you'll need
A business operating in the U.S. or Canada
Consistent business revenue
4 most recent business bank statements
Five minutes to apply
Wondering if you'd be approved?
We look at what your business does; not just a credit score. The fastest way to know is to ask.
Check Your EligibilityNo hard credit pull; zero impact to your score
See the Difference
Your Business Doesn't Stop Because the Bank Is Slow.
Traditional Bank
Other Lenders
EVIAN CAPITAL
Time in BusinessHow established you need to be
2+ years
1+ year
Months, Not YearsGrowing businesses welcome
Credit FlexibilityYour score isn't your story
700+ expected
640+
Imperfect Credit WelcomeYour revenue tells the story
ApplicationRespect for your time
Stacks of paperwork
1–2 weeks
5 Minutes OnlineOne simple form
Decision SpeedAnswers while they matter
1–3 months
A few days
Hours, Not MonthsA real answer the same day
Funding SpeedCash in your account
30+ days
3–5 days
Same Day AvailableMoney moves when you need it
DocumentationOnly what's needed
Extensive financial review
Varies
4 Bank StatementsThat's it
Early PayoffNo surprises later
Penalties common
Varies
Discounts for Paying EarlyNo penalties, plus savings when you pay off sooner
Dedicated AdvisorA person, not a portal
Ticket numbers
Call centers
One Advisor, Start to FinishSomeone who knows your file
Comparison reflects typical industry ranges; individual lenders vary. Evian Capital terms subject to underwriting review.
Why Businesses Choose Evian Capital
Built around how small businesses actually operate.
Multiple Funding OptionsMore ways to find the right fit for your business.
Transparent TermsEvery cost explained before you sign.
Flexible StructuresPayments that follow your cash flow.
No PressureOffers are options, not obligations.
★★★★★
“We had two advances crushing our daily cash flow. Evian consolidated them into one payment and freed up almost $900 a week — that saved our busy season.”
Dana R. · Restaurant Owner · Chicago, IL
See Your Funding Options
No hard credit pull · No obligation · Decisions in as little as 2 hours
How It Works
Easy Steps to Receive Funding
Three easy steps to secure funding for your small business
1
Apply Online
Complete our secure 5-minute application. No hard credit pull and minimal documentation required.
2
Review & Approval
Our underwriting team reviews your file immediately, typically delivering a decision in as little as 2 hours.
3
Receive Funding
Review your tailored offers and sign electronically. Funds are often deposited the same business day.
Prefer to speak with an expert?
Our capital advisors are standing by to help you choose the best funding structure for your business goals.
Schedule a 1-on-1 ConsultationOr call us directly: 1-800-472-8518
Ready to Access Capital?
How much do you need? Applying is free, takes 5 minutes, and won't impact your credit score.
$50,000
Start Application NowSecure 256-bit encryption
No impact to credit score
Results in as little as 2 hours